AR Collector AI vs. a Collection Agency
A collection agency typically keeps 25 to 30 percent of what it recovers. AR Collector AI charges a flat $99 to $299 per month, and you keep 100 percent of every payment. An agency takes the customer relationship out of your hands, while AR Collector AI lets you exclude any client or invoice. Setup takes about 4 minutes by connecting QuickBooks, compared with days to weeks to place accounts with an agency. Calls are made by Voice AI using pre-approved scripts under the license held by SalesMonster AI LLC, and payments sync back to QuickBooks automatically.
How AR Collector AI Compares.
| Feature | AR Collector AI ✓ | Hire a Collector |
|---|---|---|
| Licensed & Compliant | ✓ CA DCLA #11445-99 | ✓ Varies (costly) |
| QuickBooks Native Sync | ✓ Live two-way sync | ✗ Manual |
| Outbound Voice Calls | ✓ 5,000 simultaneous | ✓ Human agents |
| Call + SMS + Email Cascade | ✓ Automated sequence | ✓ Variable |
| Cost | ✓ $99–$299/mo flat | ✗ 25–30% of recovered |
| Relationship Control | ✓ Exclude any client | ✗ Out of your hands |
| Recovery Speed | ✓ 20–35% DSO reduction (60 days) | ✓ Variable / slow |
| Setup Time | ✓ 4 minutes | ✗ Days to weeks |
Keep 100 Percent of What You Recover.
A collection agency keeps a share of every dollar it recovers. With AR Collector AI, you pay the flat monthly fee and keep 100 percent of every payment.
Common Questions.
Do I need my own debt collection license?
No. Because AR Collector AI is the licensed entity making the calls, your business doesn't need its own license. We operate as the collector of record.
Is there really no percentage cut?
Correct. AR Collector AI is flat-rate SaaS. You pay a fixed monthly fee ($99–$299/mo) and keep 100% of every dollar recovered. We never take a cut of collections.
Can I exclude certain customers or invoices?
Yes. You can exclude specific customers, invoice amounts, or customer tags with one click in your dashboard. Excluded customers will never be contacted by AR Collector AI.
Start Collecting Today.
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